The basic minimum is $10,000 of the no-fault. And people get really upset. “Why do I have to use my insurance?” It’s because it’s mandatory. If you got hurt in an accident and you walked into a local hospital and you said, “I have Medicare, Medicaid, VA benefits, Blue Cross.” The second you say, “I was hurt in an auto accident,” by law, they must charge your no-fault insurance. So the only way … You can buy more no-fault insurance, there’s also something called Med-Pay, medical payments coverage, that will supplement that 20% that isn’t covered by your no-fault insurance.
So there are ways you can increase that, but if you’re walking down the street and you get hit by a car and you own a car, your auto insurance pays. So any injury due to an automobile, your insurance is on the hook.